Garnishments and Bank Levies in Kane County
Wage garnishments and bank levies can be a difficult thing to face, especially considering that you may already be struggling to repay debts and now you are having your income withheld. If you are facing wage garnishments, it is important that you contact Hipple Law P.C. and speak with a bankruptcy attorney about the various options available for reversing and stopping garnishments. Our bankruptcy lawyer can help determine the best course of action to take for your specific situation.
Why Was My Paycheck Garnished?
In Illinois, garnishments are employer withholdings in order to fulfill a debt obligation on behalf of the employee. This garnishment can be as much as 15% of your gross wages or disposable earnings (the amount left after deductions). Your employer may garnish wages due to unpaid bills such as:
- Credit card debts
- Medical expenses
- Utility bills
- State and federal taxes
- Student loans
The garnishment process is regulated by both Illinois garnishment law and the federal government so it is important that you understand your rights under the law. The attorneys at Hipple Law P.C. will help explain how garnishments work in Kane County so that you are aware of all options available for stopping or reversing garnishments.
How to Stop Wage Garnishment in Illinois
One of the most effective ways to stop garnishments is to file for bankruptcy. Filing for bankruptcy will place an automatic stay on all your accounts and all collection attempts and garnishments must cease. Bank levies may also be reversed, and you will begin to receive the full amount of your paycheck once again. Depending on the chapter of bankruptcy you choose to file under, your situation may vary; however, a representative from our firm can help determine which chapter is right for you.
Can a Garnishment Be Reversed?
The garnishment of wages or bank accounts can be very stressful and it is important to know that you have options. Our attorneys at Hipple Law P.C. specialize in garnishments and bank levies, and will help you determine the best course of action for your situation. It is possible to reverse garnishments depending on the type of debt that was garnished, as well as other factors such as filing bankruptcy or entering into a repayment plan.
Get Help Filing Bankruptcy in Kane, Cook, DuPage, Lake, & Will Counties
Are you ready to move forward with your case? If so, Hipple Law P.C. can help ensure that your rights are protected and that you receive the best possible resolution to your situation. Wage garnishments can be embarrassing and freezes on your accounts can make a difficult financial situation even more challenging.
To better serve our clients, we have offices located throughout the Chicagoland area:
- Kane County
- Cook Country
- DuPage County
- Lake County
- Will County
Contact a Bankruptcy Lawyer at Hipple Law P.C.
You deserve to work with an attorney who can help you reverse these complications! For more information on how our dedicated legal staff can help you, we encourage you to contact our bankruptcy office today and schedule a free case evaluation with our attorney.